Wallet

Every financial service — all under one roof

Digital wallet

Toki Account, Virtual Credit Card, PayLater, Long-term Leasing — all your financial products in one place with flexible payment options.

Toki Account

The most reliable and convenient payment option. *Connect cards from all banks.

Virtual Credit Card

Digital credit to use for the right things, exactly when you need it. Credit limit: MNT 1,000,000

PayLater

Get the products you want with no down payment and no interest. Credit limit: MNT 3,000,000

Long-term Leasing

Get up to MNT 8 million in credit within 5 minutes. Credit limit: MNT 8,000,000

Get what you want with Toki Pay

Powered by smarter data, we make it easier for every user to find the financial product that suits them best.

Financial security

Financial security

Toki protects your personal data and financial security with Amazon Rekognition Face Liveness — making it impossible for anyone else to use your account.

Integrate Toki Pay into your business,boost your sales

400,000 active Toki Pay users can become your customers.

Challenges faced by businesses and service organizations

  • Limited payment options

    Offering only card and cash as payment options limits your sales potential.

  • Increased checkout load

    Customers submitting credit requests and logging into multiple apps at checkout causes delays.

For Businesses
Just 5 seconds
No additional invoicing needed to accept payments with Toki Pay — customers simply scan the QR and pay in 5 seconds without creating checkout delays.
Just 5 seconds
Easy integration
More customers, more opportunity

Businesses powered by Toki Pay