Wallet

Every financial service — all under one roof

Choose what suits you
Split your payment over 30 days in any amount you prefer, or choose 4 installments over 60 days — pick the option that works for you.
Choose what suits you
Don't postpone your needs
Flexible repayment

Boost your business sales

Integrating Toki PayLater gives customers flexible installment options, making purchases easier. It increases customers' purchasing power and frequency, supporting your business growth.

Challenges in business and service environments

  • Limited flexible payment options

    Restricted payment options increase the risk of customers canceling purchases or choosing alternatives.

  • Customer purchasing power

    Customers tend to postpone purchase decisions when they cannot pay in full at the time.

For Businesses
Just 5 seconds
Customers paying with Toki PayLater don't need to notify in advance about installments. After scanning the payment QR, they simply select PayLater from their wallet. No need to send invoices to phone numbers — scan the QR and pay in 5 seconds without creating checkout delays.
Just 5 seconds
More customers, more opportunity
Easy integration

Businesses powered by Toki PayLater